Have a financial check-up
- We’re used to annual health check-ups, your finances shouldn’t be any different.
- Review your credit report, check rates (savings, loans, CDs) and see if there are other ways to help meet your financial goals. Sign in to or the ºÚ°µ±¬ÁÏÍø Mobile App and select Credit Score from the menu.
- Turn to the experts for your financial wellness, just as you would seek a professional for your physical wellness. We at ºÚ°µ±¬ÁÏÍø are here to help.
Create a budget and stick to it
- Build your budget based on past purchases.
- Keep it simple with categories that make sense to you, such as groceries, rent or mortgage, gas, savings, or entertainment.
Evaluate your debt
- Evaluate your credit cards to make sure you have the right card for you. For example, is a lower interest rate or minimal fees more important to you, or would you like a card with rewards? Don’t be afraid to seek advice from the professionals – this is a great topic for your financial check-up!
- Keep motivated when paying off debt by rewarding yourself at different milestones.
- Start “big” with the highest interest rate loan or “small” with the lowest balance loan; the most important part is to start somewhere.
Be specific with savings goals
- Ask yourself: why am I saving? Make that reason a reality by naming a savings account for exactly what you want to accomplish. Try: Getaway Weekend, Baby Fund, Contingency, or New Clothes.
- Be sure to budget for savings each month.
Protect your accounts
- Sign up for ºÚ°µ±¬ÁÏÍø Online Banking and download the ºÚ°µ±¬ÁÏÍø Mobile App so you can look at your accounts often. Let us know if you see a purchase that you didn’t make.
- Protect yourself by keeping your passwords safe and secure. Use an encrypted notebook on your phone or computer rather than a standard non-password protected notepad.
- Review more tips for computer, phone, and privacy protection, plus ATM security and keeping scammers away.
A budget is a great finanical habit. Learn more about creating a budget in this .
Category: Finance
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